Terms of Service

Last updated: December 26, 2025

Welcome to InsurTechTools.com (“InsurTechTools”, “we”, “our”, or “us”).
These Terms of Service (“Terms”) govern your access to and use of https://www.insurtechtools.com (the “Website”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.


1. Purpose of the Website

InsurTechTools.com is an independent directory and research platform providing information about software, AI tools, and technology solutions relevant to insurance professionals, brokers, agencies, and related industries.

The Website provides informational content only and does not offer insurance, legal, financial, or regulatory advice.


2. No Professional Advice

All content on InsurTechTools.com is provided for general informational purposes only.

  • We are not an insurance carrier, broker, MGA, or legal advisor
  • Content should not be relied upon as professional, legal, underwriting, or compliance advice
  • Users should consult licensed professionals before making business or insurance decisions

Use of the Website does not create any fiduciary, advisory, or client relationship.


3. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms.

You agree not to:

  • Use the Website in violation of any applicable law or regulation
  • Misrepresent your identity or affiliation
  • Attempt to scrape, copy, or reverse-engineer site content at scale
  • Interfere with site security, performance, or functionality
  • Use automated systems to access the Website without permission

We reserve the right to restrict or terminate access for misuse.


4. Tool Listings & Third-Party Links

InsurTechTools.com lists third-party software tools and services.

  • We do not own, control, or operate listed tools unless explicitly stated
  • Tool descriptions are based on publicly available information, research, and analysis
  • We do not guarantee accuracy, availability, pricing, or performance of any third-party product

Use of third-party tools is subject to their own terms and privacy policies.


5. Affiliate & Referral Relationships

Some links on the Website may be affiliate or referral links.
This means we may earn a commission if you click a link or sign up for a service.

  • Affiliate relationships do not influence our reviews or listings
  • Sponsored placements, if any, are clearly labeled
  • We do not accept payment in exchange for misleading or false content

6. Intellectual Property

All original content on InsurTechTools.com, including:

  • Text
  • Layout
  • Design elements
  • Logos
  • Compilations and research

is the property of InsurTechTools.com or its licensors and is protected by intellectual property laws.

You may:

  • View and share content for personal or internal business use

You may not:

  • Reproduce or redistribute content commercially
  • Copy large portions of the directory or reviews
  • Use content to build competing databases without permission

7. User Submissions

If you submit information (e.g., contact forms, tool submissions, feedback):

  • You confirm the information is accurate and lawful
  • You grant us the right to review, edit, and publish submissions
  • We are not obligated to publish any submission

We reserve the right to remove submissions at our discretion.


8. Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis.

We make no warranties regarding:

  • Accuracy or completeness of content
  • Availability or uptime
  • Suitability of tools listed for your specific needs

To the fullest extent permitted by law, we disclaim all warranties, express or implied.


9. Limitation of Liability

To the maximum extent permitted by law, InsurTechTools.com shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Business losses, lost profits, or lost data
  • Decisions made based on information from the Website
  • Issues arising from third-party tools or services

Use of the Website is at your own risk.


10. Indemnification

You agree to indemnify and hold harmless InsurTechTools.com from claims, damages, or expenses arising from:

  • Your misuse of the Website
  • Violation of these Terms
  • Violation of third-party rights

11. Modifications to the Website or Terms

We may update:

  • Website features
  • Content
  • These Terms

Changes will be posted on this page with an updated “Last updated” date.
Continued use constitutes acceptance of revised Terms.


12. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable international principles, without regard to conflict-of-law rules.

(If you want: this can be localized specifically to Mexico or another jurisdiction.)


13. Contact Information

For questions regarding these Terms:

Email: contactl@insurtechtools.com
Website: https://www.insurtechtools.com


Legal Notice

This document is provided for general informational purposes and does not constitute legal advice.